Zero FX | Fee-Free Currency Exchange
Keep 100% of your money
Stop paying hidden fees. With Bancoli, you can get the real mid-market rate.
Available for 25+ currencies.
This is what you lose
without Bancoli
920.00
Live market rate 0.9200
Average bank FX fee 2.5%
Bancoli Zero FX Fee 0.00 USD
Difference $0.00
The hidden cost of "free"
Most banks and fintechs claim "low fees" but hide a huge markup in the exchange rate (the spread). We don't. You get the real rate.
No exchange rate markups
Transparent real-time rates
Pay in 25+ currencies
Send money to 80+ countries without worrying FX fees. Our local payout rails ensure fast delivery.


Real-time transparency
What you see is what you get. No surprises, no hidden clauses.
Zero FX FAQ
It means Bancoli does not charge a markup spread on the exchange rate. You get the real mid-market rate (the one you see on Google or Reuters) for your currency conversions. Most providers hide a 2-5% fee in the rate itself; we don't.
How does Bancoli help?
“Excessive conversion costs and processing fees were draining my profits.
I now have the lowest online conversion fees and can do it directly from my Bancoli account. I am saving one of my full-time employees' salary just on the FX fees. Love it!”
Jun Li - Retail Business Owner
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